Indian Bank revises Treasury Bills Linked Lending Rates (TBLR) effective 3 Nov 2025
Indian Bank's ALCO revised Treasury Bills Linked Lending Rates (TBLR) downwards by 0.05% across various tenors, effective from 3 November 2025. Other key lending rates remain unchanged.
The revision is a very minor 0.05% decrease and applies only to TBLR, which is one of several lending rate benchmarks. Since the more broadly impacting MCLR and other key rates are stable, the overall financial impact on the bank is expected to be low.
The bank has made a minor downward revision of 0.05% to its Treasury Bills Linked Lending Rates (TBLR). However, all other significant benchmark lending rates (MCLR, Base Rate, BPLR, Policy Repo Rate, RBLR) remain unchanged. This suggests a limited overall impact on the bank's profitability, making the sentiment neutral.
Indian Bank's Asset Liability Management Committee (ALCO) has reviewed and decided to revise the Treasury Bills Linked Lending Rates (TBLR) across various tenors. * The TBLR has been decreased by 0.05% for all tenors. * For <= 3 months, the revised rate is 5.45% (previously 5.50%). * For >3 months & <=6 months, the revised rate is 5.55% (previously 5.60%). * For >6 months & <=1 year, the revised rate is 5.55% (previously 5.60%). * For >1 year & <= 3 Years, the revised rate is 5.55% (previously 5.60%). * The revised TBLR will be effective from 3 November 2025. * Other benchmark rates, including Marginal Cost of funds based Lending Rate (MCLR), Base Rate, Benchmark Prime Lending Rate (BPLR), Policy Repo Rate, and Repo Linked Benchmark Lending Rates (RBLR), remain unchanged.
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Indian Bank filed this with the NSE as a statutory disclosure, categorised under interest rates. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.
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See the model portfoliosA plain-language summary of a public exchange filing by Indian Bank. Read the original for the full detail.