Kotak Mahindra Bank Q1FY27: PAT ₹5,480 Cr, Up 23%; Bank PAT ₹4,123 Cr, Up 26%
Kotak Mahindra Bank reported Q1FY27 consolidated PAT of ₹5,480 Cr (up 23% YoY) and standalone bank PAT of ₹4,123 Cr (up 26% YoY). Consolidated Customer Assets were ₹805,531 Cr. Bank's NII grew 9% to ₹7,928 Cr. GNPA stood at 1.18% and NNPA at 0.27%. Deposits rose 12% to ₹572,820 Cr.
This announcement provides a comprehensive update on the bank's financial performance for the quarter, including key metrics like PAT, NII, asset quality, and deposit growth, which are crucial for investors and stakeholders.
The bank has reported significant year-on-year growth in both consolidated and standalone profits, alongside healthy increases in customer assets and deposits. The reduction in NPAs also contributes positively.
Kotak Mahindra Bank Limited announced its consolidated and standalone unaudited financial results for the quarter ended June 30, 2026 (Q1FY27). The bank reported a consolidated Profit After Tax (PAT) of ₹5,480 crore, marking a 23% increase year-on-year (YoY). The standalone PAT for the bank stood at ₹4,123 crore, a 26% YoY growth.
Key highlights from the presentation include a consolidated Customer Assets figure of ₹805,531 crore and a CAR of 22.9%. The Bank's Customer Assets stood at ₹570,901 crore with a CAR of 22.8% and CET-I of 22.4%. Net Interest Income (NII) for the bank grew by 9% YoY to ₹7,928 crore, while PAT contributions from various subsidiaries were detailed, with Kotak Securities showing a 14% YoY PAT increase and Kotak Mahindra Life Insurance reporting a 3% YoY PAT growth.
The bank's Net Interest Margin (NIM) was reported at 4.53%, and the Cost to Income ratio was 45.6%. Deposits grew by 12% YoY to ₹572,820 crore, with CASA ratio at 40.3%. Gross NPAs stood at 1.18% and Net NPAs at 0.27%. The investor presentation also detailed performance across various group entities including Kotak Mahindra Prime, Kotak Securities, Kotak Mahindra AMC, and Kotak Mahindra Life Insurance, highlighting their respective financial metrics and market positions.
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Kotak Mahindra Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Kotak Mahindra Bank Limited. Read the original for the full detail.