Kotak Mahindra Bank's FY26 PAT at ₹19,288 Cr Consolidated, ₹14,008 Cr Standalone
Kotak Mahindra Bank reported FY26 consolidated PAT of ₹19,288 crore and standalone PAT of ₹14,008 crore. Consolidated Net Worth grew 15% to ₹1,81,113 crore. Net Advances rose 16% to ₹4,96,009 crore. The bank is acquiring Deutsche Bank's Indian retail and wealth management businesses.
The reported financial results show robust growth, and the acquisition of Deutsche Bank's businesses represents a major strategic move that will significantly expand the bank's retail and wealth management operations.
The announcement highlights strong financial performance with growth in PAT, Net Worth, and Advances, alongside a significant acquisition that is expected to be value accretive.
Kotak Mahindra Bank Limited held its Forty-First Annual General Meeting on Saturday, August 1, 2026. During the financial year 2025-26, the bank's consolidated balance sheet surpassed ₹10 lakh crore. The consolidated Profit After Tax (PAT) stood at ₹19,288 crore, with consolidated Net Worth increasing by 15% year-on-year to ₹1,81,113 crore. Customer Assets Under Management grew by 12% year-on-year to ₹7,47,613 crore.
On a standalone basis, the Bank reported a Profit After Tax of ₹14,008 crore. Net Interest Income for the year was ₹30,010 crore. Net Advances grew by 16% year-on-year to ₹4,96,009 crore, while the CASA ratio was maintained at 43.3%. Gross and Net Non-Performing Assets (NPA) improved to 1.20% and 0.25% respectively, with a Capital Adequacy Ratio of 22.4%.
The bank has also entered into a definitive agreement to acquire Deutsche Bank's retail banking, private banking, and wealth management businesses in India, subject to regulatory approvals. As of March 31, 2026, these businesses had approximately 150,000 customers, ₹29,000 crore in advances, ₹16,000 crore in deposits, and ₹10,500 crore in assets under management.
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Kotak Mahindra Bank Limited filed this with the NSE as a statutory disclosure, categorised under agm. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Kotak Mahindra Bank Limited. Read the original for the full detail.