MobiKwik Q2 FY27: Highest-Ever PAT ₹11.8 Cr, EBITDA ₹22.7 Cr; GMV ₹59,677 Cr
MobiKwik reported its highest-ever quarterly PAT of ₹11.8 crore and EBITDA of ₹22.7 crore for Q2 FY27. Platform GMV reached ₹59,677 crore, up 35% YoY, while Lending disbursals grew 34% YoY to ₹1,082.6 crore. Revenue from operations was ₹295.7 crore, up 9% YoY. The company aims to be AI-First by FY28.
The announcement details strong financial performance, record-breaking metrics, and strategic initiatives like AI adoption, which are highly material for investors and stakeholders.
The company reported record-high PAT and EBITDA, significant YoY growth in GMV and revenue, and highlighted strategic progress in AI adoption and business model sustainability.
One MobiKwik Systems Limited (MobiKwik) announced its financial results for the quarter ended September 30, 2026 (Q2 FY27), marking its fourth consecutive profitable quarter.
The company reported its highest-ever quarterly Profit After Tax (PAT) of ₹11.8 crore, a significant positive swing of ₹40.4 crore from a loss of ₹28.6 crore in Q2 FY26. EBITDA also reached an all-time high of ₹22.7 crore, compared to a loss of ₹6.4 crore in the prior year's quarter, representing a positive swing of ₹29.1 crore.
Platform Gross Merchandise Value (GMV) achieved a new quarterly high of ₹59,677 crore, reflecting a 35% year-on-year growth in the Payments Business. The Lending disbursal GMV grew by 34% YoY to ₹1,082.6 crore in Q2 FY27. Revenue from operations increased by 9% YoY to ₹295.7 crore, with total income at ₹302.8 crore. Contribution Profit saw a 50% YoY increase to ₹143.9 crore.
Bipin Preet Singh, Co-founder, MD & CEO, highlighted the company's rapid progress towards building a sustainable business, crossing the ₹1000 crore milestone in Lending disbursals and achieving 150% YoY revenue growth in Merchant Payments. He emphasized the compounding operating leverage and the company's evolution into an AI-first organization by FY28.
MobiKwik is accelerating AI adoption across its operations, with 92% of code generated through AI, 91% of customer queries solved by an AI LLM, and 100% AI-led fraud detection. The company aims to be AI-First by FY28. In the Payments business, Platform GMV grew 35% YoY to ₹59,677 crore, and Merchant Payments revenue grew 150% YoY. The Financial Services business saw Lending GMV grow 34% YoY to ₹1,082.6 crore, and Net Financial Services Margin improved to 5.27%.
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