One MobiKwik Systems Limited: Q2 FY27 Delivers Record EBITDA & PAT, Revenue Up 8%
One MobiKwik Systems Limited reported record EBITDA of ₹227 Million and PAT of ₹118 Million for Q2 FY27. Total income grew 8% YoY to ₹3,028 Million. Merchant Payments GMV surged 76% YoY, while Consumer Payments GMV increased 27% YoY. The company aims to be AI-First by FY28.
The announcement details strong financial results, including record profits and significant growth across key business verticals. This is likely to positively influence investor sentiment and the company's stock performance.
The company reported record EBITDA and PAT, significant YoY growth in revenue and profits, and substantial improvements in key business segments like Merchant Payments and Financial Services, indicating a strong positive financial performance.
One MobiKwik Systems Limited announced its financial results for the quarter ended September 30, 2026, reporting record EBITDA and Profit After Tax (PAT). The company achieved a Total Income of ₹3,028 Million, an increase of 8% year-on-year (YoY) and 5% quarter-on-quarter (QoQ). Revenue from Operations stood at ₹2,957 Million.
EBITDA for the quarter was ₹227 Million, showing a substantial YoY increase of ₹291 Million and a 44% QoQ growth. The EBITDA margin improved to 7.5%, up significantly from (2.3)% in the same quarter last year. PAT also saw a strong performance, reaching ₹118 Million, a 55% increase QoQ and a ₹404 Million YoY turnaround from a loss of ₹286 Million in Q2 FY26.
The company highlighted accelerating Gross Merchandise Volume (GMV) growth and margin expansion, marking its fourth consecutive profitable quarter. Merchant Payments GMV grew by 76% YoY, contributing 22% of the total Platform GMV. Consumer Payments GMV increased by 27% YoY, driven by UPI, Wallet, and Bill Payments.
MobiKwik emphasized its operationalization of AI across engineering, lending, customer experience, and risk management, with a target to become AI-First across the organization by FY28. The company also reported improvements in its lending business, with disbursals up 34% YoY and lending expenses down 16% YoY due to better credit quality. The financial services take rate was 6.92% for current disbursals.
The investor presentation was scheduled to be made available on the company's website, and a live webcast of the earnings call was held on Monday, November 02, 2026, at 04:00 P.M. IST.
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