Paisalo Digital Allots ₹2,949 Crore NCDs
Paisalo Digital Limited has allotted 29,49,247 NCDs worth ₹2,949.25 Crore on August 19, 2026. This is part of a larger issue size of ₹3,000 Crore. The NCDs have varying coupon rates from 9.00% to 10.47% and maturities up to August 2031. The issuance is rated BWR AA (Stable) / IVR AA (Stable).
The fundraising of approximately ₹2,949 Crore via NCDs is a material event for a financial services company, impacting its capital structure and funding capabilities. This could support future growth or operational needs.
The company successfully raised a significant amount through the issuance of non-convertible debentures, which is generally a positive sign of financial health and access to capital.
Paisalo Digital Limited has announced the allotment of 29,49,247 secured, rated, listed, redeemable non-convertible debentures (NCDs) of face value ₹1000 each, through a public issuance. This allotment, approved by the Operations and Finance Committee on August 19, 2026, is part of a larger issue size of ₹15,000 Lakh (Base Issue Size) with an option to retain oversubscription up to ₹15,000 Lakh, aggregating to ₹30,000 Lakh (Tranche I Issue). The total amount allotted in this tranche amounts to ₹29492.47 Lakh.
The issuance saw participation across various categories, including Institutional Portion, Non-Institutional Portion, High Net-worth Individual Investors Portion, and Retail Individual Investors Portion. The NCDs will be listed on BSE Limited, which will also serve as the designated stock exchange. The NCDs carry coupon rates ranging from 9.00% to 10.47% per annum, with effective yields between 9.38% and 10.46%. The maturity dates for these NCDs range from February 19, 2028, to August 19, 2031. The principal amount and interest are secured by an exclusive charge on the company's loan receivables, with a security cover of at least 1.10 times the secured obligations.
This issuance is within the company's shelf limit of up to ₹90,000 Lakh. The details of the allotment and specific terms, including interest payment schedules and redemption dates, are further elaborated in Annexure A and Annexure B of the announcement. The credit rating for these NCDs is BWR AA (Stable) / IVR AA (Stable).
What to do with a filing like this
Paisalo Digital Limited filed this with the NSE as a statutory disclosure, categorised under debt fundraising. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Paisalo Digital Limited. Read the original for the full detail.