Paisalo Digital Q1FY27: AUM up 28% to ₹67,074 Cr, PAT up 30% to ₹613 Cr
Paisalo Digital's Q1FY27 results show a 28% YoY rise in AUM to ₹67,074 crore and a record 128% YoY jump in disbursements to ₹17,309 crore. PAT grew 30% YoY to ₹613 crore, with NII up 16% YoY. GNPA and NNPA improved to 0.70% and 0.49%, respectively. The company launched a ₹300 crore NCD issue and expanded its customer base to 18 million.
Significant year-on-year growth in key financial metrics (AUM, disbursements, PAT), successful debt fundraising, and an expanding customer base indicate a substantial positive impact on the company's financial health and market position.
The company reported strong year-on-year growth in AUM, disbursements, PAT, and NII, alongside stable and improving asset quality. The successful launch of an NCD issue and expansion of its customer base further contribute to a positive outlook.
Paisalo Digital Limited announced its financial results for the first quarter of Fiscal Year 2027 (Q1FY27), reporting robust growth across key metrics. The company's Assets Under Management (AUM) surged by 28% year-on-year to ₹67,074 crore (₹67,074 Mn). Quarterly disbursements reached an all-time high of ₹17,309 crore (₹17,309 Mn), marking a significant 128% increase year-on-year.
Profitability also saw substantial improvement, with Profit After Tax (PAT) growing by 30% year-on-year to ₹613 crore (₹613 Mn). Net Interest Income (NII) increased by 16% year-on-year to ₹1,447 crore (₹1,447 Mn). The company maintained stable asset quality, with Gross Non-Performing Assets (GNPA) at 0.70% and Net Non-Performing Assets (NNPA) at 0.49%, showing year-on-year improvements.
Paisalo Digital also highlighted its strengthened liability franchise and credit profile. Promoters increased their stake to 46.7% through open market purchases. The company successfully launched Tranche I of its public issue of secured, rated, listed Non-Convertible Debentures (NCDs) aggregating up to ₹300 crore, as part of a larger ₹900 crore shelf limit approved in August 2026.
Geographically, the company expanded its reach, adding 696 new touchpoints to reach a total of 5,995 across 23 states. The customer franchise grew to approximately 18 million, with about 1.8 million new customers added in the quarter. The company is actively leveraging technology and AI, processing 180,000 applications per quarter through AI-enabled onboarding and utilizing AI-driven outbound calls.
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