Paisalo Digital Q1FY27: Disbursements Surge 128% YoY to ₹17,309 Mn, AUM Grows 28% YoY
Paisalo Digital's Q1FY27 results show a 128% YoY increase in disbursements to ₹17,309 Mn and a 28% YoY rise in AUM to ₹67,074 Mn. PAT grew 30% YoY to ₹613 Mn, with NIM stable at 6.6%. GNPA improved to 0.70%. The company will host an earnings call on August 6, 2026.
The significant surge in disbursements and AUM, coupled with improved profitability and asset quality, are material positive developments for the company, likely to be well-received by investors and stakeholders.
The company reported strong year-on-year growth in key financial metrics like disbursements and AUM, alongside improved asset quality and profitability. The management commentary also reflects a positive outlook and strategic focus on AI-driven growth and financial inclusion.
Paisalo Digital Limited announced its financial results for the quarter ended June 30, 2026 (Q1FY27), reporting a significant 128% year-on-year (YoY) surge in disbursements to ₹17,309 million (Mn). Assets Under Management (AUM) also grew by 28% YoY to ₹67,074 Mn. The company's total income increased by 19% YoY to ₹2,603 Mn, and Profit After Tax (PAT) rose by 30% YoY to ₹613 Mn.
The Net Interest Margin (NIM) remained stable at 6.6%, while Gross Non-Performing Asset (GNPA) and Net Non-Performing Asset (NNPA) improved YoY to 0.70% and 0.49%, respectively. The cost of borrowing decreased by 64 basis points (bps) YoY to 10.1%, driven by strengthened liability franchise and prudent liability management. The Capital Adequacy Ratio remained strong at 33.1%.
Commenting on the performance, Mr. Santanu Agarwal, Deputy Managing Director, highlighted the company's ability to deliver growth with discipline, leveraging AI-led capabilities for improved productivity and decision-making. He emphasized the focus on strengthening the franchise foundation through diversified funding, broader liability access, and prudent risk management, positioning Paisalo for sustainable scaling and financial inclusion.
Paisalo Digital will host an earnings conference call on August 6, 2026, at 4:00 PM IST to discuss the Q1FY27 results and answer participant questions.
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