Paisalo Digital signs ₹500 Cr co-lending MOU with FatakPay to expand credit access
Paisalo Digital has signed a ₹500 crore co-lending MOU with FatakPay. The partnership operates on an 80:20 funding basis, with Paisalo funding 80% and FatakPay 20%. This aims to expand credit access for micro-enterprises and MSMEs, supporting Paisalo's goal to double AUM, income, and PAT in three years.
The ₹500 crore co-lending MOU is a significant financial arrangement that will expand the company's reach and contribute to its growth targets, but it is a partnership rather than a direct equity or debt fundraising event for Paisalo itself.
The announcement details a significant new co-lending partnership with a substantial financial commitment, which is expected to drive growth and expand credit access, aligning with the company's strategic objectives.
Paisalo Digital Limited has announced the signing of a significant ₹500 crore co-lending Memorandum of Understanding (MOU) with FatakPay. This strategic partnership is designed to bolster Paisalo's co-lending ecosystem and support its three-year strategic growth roadmap, aiming to double Assets Under Management (AUM), income, and Profit After Tax (PAT).
The co-lending partnership will operate on an 80:20 participation basis, with Paisalo funding 80% and FatakPay funding 20% of each loan. The facility will focus on extending credit to eligible borrowers, including micro-enterprises and MSMEs, emphasizing accessibility, affordability, and awareness.
As part of the operational framework, Paisalo will be responsible for the KYC verification of customers and customer data storage, ensuring compliance with all regulatory requirements. This collaboration aligns with Paisalo's broader strategy of leveraging partnerships to enhance its reach while maintaining credit discipline through its 'Triple A' approach: Accessibility, Affordability, and Awareness, supported by distribution expansion, technology integration, and responsible growth.
Santanu Agarwal, Deputy Managing Director of Paisalo Digital Limited, commented that this ₹500 crore MOU is an important milestone, reflecting the increasing momentum in their partnership-led lending strategy. He highlighted that such collaborations are key growth drivers as the company works towards its ambitious three-year roadmap.
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Paisalo Digital Limited filed this with the NSE as a statutory disclosure, categorised under strategic partnerships. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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