Piramal Finance Q1 FY27: AUM up 25% YoY to ₹1,06,940 Cr, PAT up 67% YoY to ₹461 Cr
Piramal Finance reported strong Q1 FY27 results with AUM growing 25% YoY to ₹1,06,940 Cr and PAT up 67% YoY to ₹461 Cr. Retail AUM increased 32% YoY. The company launched its AI investor relations agent, Pia, and continues to expand its retail and wholesale lending businesses.
The significant growth in AUM and PAT, coupled with stable asset quality and strategic AI initiatives, suggests a strong positive impact on the company's market position and investor confidence.
The company reported strong year-on-year growth in AUM and PAT, alongside improvements in NIM and cost-to-income ratio, indicating a positive financial performance.
Piramal Finance Limited announced its Q1 FY27 results, showcasing significant year-on-year growth across key financial metrics. The company's Assets Under Management (AUM) surged by 25% to ₹1,06,940 Cr, with Retail AUM growing by 32% to ₹91,249 Cr. Profit After Tax (PAT) saw a substantial increase of 67% YoY, reaching ₹461 Cr.
The Net Interest Margin (NIM) stood at 6.5%, a 47 bps increase YoY, while the Cost to Income ratio improved to 52.5% from 65.6% in Q1 FY26. Asset quality remained stable, with Gross Non-Performing Assets (GNPA) at 2.4% and a Growth Business credit cost of 1.6%. The company also highlighted its strategic initiatives, including the launch of its AI-powered investor relations agent, Pia (Piramal Investor Assistant), and significant advancements in AI adoption across its operations, particularly in credit underwriting and customer service.
Piramal Finance is actively expanding its retail lending platform, with a focus on mortgages, loans against property, used car loans, and unsecured loans. The company's branch network has expanded to 780 branches across 26 states. Wholesale lending AUM grew by 27% YoY to ₹13,238 Cr, primarily driven by Corporate Mid-Market Loans (CMML) and Real Estate financing.
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