Piramal Finance Q1 FY27 PAT ₹461 Cr, Up 67% YoY; AUM ₹1.07 Lakh Cr, Up 25%
Piramal Finance reported Q1 FY27 PAT of ₹461 Cr, up 67% YoY. AUM grew 25% YoY to ₹1.07 Lakh Cr, with retail AUM up 32% YoY. NIM was 6.5%, and GNPA stood at 2.4%. The company will present at the Anand Rathi conference on September 22, 2026.
The significant growth in profit and assets under management, coupled with a positive outlook presented through an investor presentation, indicates a high impact on investor sentiment and the company's valuation.
The company reported strong year-on-year growth in PAT and AUM, along with stable asset quality and improved profitability metrics.
Piramal Finance Limited announced its financial results for the first quarter of fiscal year 2027 (Q1 FY27), reporting a Profit After Tax (PAT) of ₹461 crore, a significant increase of 67% year-on-year. The company's Assets Under Management (AUM) grew by 25% year-on-year to ₹1,06,940 crore.
The Net Interest Margin (NIM) stood at 6.5%, up 47 basis points year-on-year. The company's retail AUM reached ₹91,249 crore, marking a 32% year-on-year increase, with disbursements growing by 44% year-on-year. The retail opex-to-AUM ratio continued its decline, standing at 3.5%, a decrease of 66 basis points year-on-year. The overall company cost-to-income ratio was reported at 52.5%, compared to 65.6% in Q1 FY26.
Asset quality remained stable, with Gross Non-Performing Assets (GNPA) at 2.4% and a stable Growth Business credit cost of 1.6%. The Growth Business Return on Average Assets Under Management (RoAUM) was 1.9%, up from 1.5% in Q1 FY26. The company also reported a healthy AUM-to-equity ratio of 3.7x and a Liquidity Coverage Ratio (LCR) of 553% on average, with cash and equivalents at ₹6,925 crore.
Piramal Finance also announced its participation in the Anand Rathi Annual Flagship Conference G-200 Summit 2026 on September 22nd, 2026, in Mumbai, where an investor presentation will be made.
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See the model portfoliosA plain-language summary of a public exchange filing by Piramal Finance Limited. Read the original for the full detail.