PNB FY26 Net Profit Surpasses ₹16,900 Crore, Up 1.6%; Q4 Profit Rises 14.4% to ₹5,225 Crore
PNB reported a FY'26 Net Profit of ₹16,904 Crore, up 1.6% Y-o-Y. Q4 FY'26 Net Profit surged 14.4% to ₹5,225 Crore. Operating Profit for FY'26 was ₹29,290 Crore (up 9.2% Y-o-Y). GNPA ratio improved to 2.95% and NNPA to 0.29% by March 31, 2026. Global Business grew 10.7% to ₹29.70 Lakh Crore.
The announcement contains comprehensive financial results for the full year and the quarter, including key performance indicators, asset quality, and business growth, which are material information for investors and stakeholders.
The bank has reported strong financial results with increased net profit, operating profit, and improved asset quality metrics like GNPA and NNPA ratios. Business growth and capital adequacy also show positive trends.
Punjab National Bank (PNB) has announced its audited financial results for the quarter and year ended March 31, 2026. The bank registered a Net Profit of ₹16,904 Crore for the full fiscal year FY'26, marking a year-on-year growth of 1.6%. For the fourth quarter of FY'26 (Q4 FY'26), the Net Profit stood at ₹5,225 Crore, a significant increase of 14.4% compared to ₹4,567 Crore in Q4 FY'25.
Operating Profit for FY'26 reached ₹29,290 Crore, showing a Y-o-Y growth of 9.2%. In Q4 FY'26, Operating Profit grew by 10.7% to ₹7,500 Crore from ₹6,776 Crore in Q4 FY'25. The bank's Return on Assets (RoA) improved by 4 basis points to 1.06% in Q4 FY'26 from 1.02% in Q4 FY'25.
Asset quality saw marked improvement, with the Gross Non-Performing Assets (GNPA) ratio declining by 100 basis points on a Y-o-Y basis to 2.95% as of March 31, 2026, from 3.95% as of March 31, 2025. Similarly, the Net Non-Performing Assets (NNPA) ratio improved by 11 basis points to 0.29% from 0.40% over the same period. The Provision Coverage Ratio (including TWO) strengthened by 32 basis points to 97.14%.
Global Business grew by 10.7% Y-o-Y to ₹29.70 Lakh Crore as of March 31, 2026. Global Deposits registered a growth of 9.2% to ₹17.11 Lakh Crore, while Global Advances increased by 12.7% to ₹12.59 Lakh Crore. RAM Advances grew by 12.1% to ₹6.76 Lakh Crore. The Capital Adequacy Ratio (CRAR) improved to 17.74% as of March 31, 2026.
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Punjab National Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Punjab National Bank. Read the original for the full detail.