PNB Maintains MCLR and Repo Linked Lending Rates Unchanged Effective Feb 1, 2026
Punjab National Bank will maintain its Marginal Cost of Funds Based Lending Rates (MCLR) unchanged from February 1, 2026. Rates range from 7.95% for Overnight to 8.75% for One Year. The Repo Linked Lending Rate (RLLR) remains at 8.10% and the Base Rate at 9.50%.
Interest rates remaining unchanged is a routine operational update and is unlikely to have a significant impact on the bank's performance or market position.
The announcement states that interest rates remain unchanged, indicating no significant positive or negative development for the bank.
Punjab National Bank (PNB) has announced that its Marginal Cost of Funds Based Lending Rates (MCLR) will remain unchanged with effect from February 1, 2026. The MCLR rates for various tenors are as follows: Overnight at 7.95%, One Month at 8.20%, Three Month at 8.40%, Six Month at 8.60%, and One Year at 8.75%.
Additionally, the bank has confirmed that its existing Repo Linked Lending Rate (RLLR), which includes a BSP of 0.10%, will remain at 8.10%. The Base Rate will also remain unchanged at 9.50%.
The bank has requested that these details be taken on record.
What to do with a filing like this
Punjab National Bank filed this with the NSE as a statutory disclosure, categorised under interest rates. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.
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See the model portfoliosA plain-language summary of a public exchange filing by Punjab National Bank. Read the original for the full detail.