PNB Q2 FY27 Net Profit Rises 12.8% YoY to ₹5,532 Crore
Punjab National Bank reported a Q2 FY27 Net Profit of ₹5,532 Crore, up 12.8% YoY. Operating Profit rose 4.2% to ₹7,532 Crore. Gross NPA decreased to 2.55% and Net NPA to 0.25%. Global Business grew 11.9% to ₹31,18,434 Crore. CRAR stands at 17.95%.
The announcement pertains to the financial results of a major public sector bank, Punjab National Bank. Key financial metrics like net profit, operating profit, and asset quality are material information for investors and stakeholders, thus having a high impact.
The bank reported strong year-on-year growth in net profit and operating profit, along with significant improvements in asset quality (lower NPAs) and a healthy increase in global business. These financial metrics and improvements indicate a positive performance.
Punjab National Bank (PNB) announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The bank reported a Net Profit of ₹5,532 Crore for Q2 FY27, marking a significant year-on-year increase of 12.8%.
Operating Profit for the quarter grew by 4.2% YoY to ₹7,532 Crore. Return on Assets (ROA) stood at 1.05% for the quarter. The bank's Global Business saw a healthy growth of 11.9% YoY, reaching ₹31,18,434 Crore. Global Deposits grew by 9.9% YoY to ₹17,77,240 Crore, while Global Advances increased by 14.7% YoY to ₹13,41,194 Crore.
Asset quality showed continued improvement, with Gross NPA at 2.55% (down 90 bps YoY) and Net NPA at 0.25% (down 11 bps YoY). The Provision Coverage Ratio (PCR) stood at a robust 97.32% (up 41 bps YoY).
The presentation also highlighted the bank's diversified business mix, strong capital adequacy ratios with CRAR at 17.95%, and significant progress in digitalization initiatives. PNB continues to focus on expanding its digital offerings and leveraging advanced analytics to enhance business operations and risk management.
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Punjab National Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Punjab National Bank. Read the original for the full detail.