PNB Q3 FY26: Net Profit Rises to ₹748 Crore Standalone, ₹658 Crore Consolidated
PNB's Board approved Q3 FY26 results on Jan 19, 2026. Standalone net profit surged to ₹748.09 crore (up from ₹510.02 crore). Consolidated net profit was ₹658.39 crore. Net interest income stood at ₹3,621.36 crore (standalone) and ₹3,475.17 crore (consolidated). CAR remains strong.
The substantial increase in profitability and strong capital adequacy ratios are material positive developments for the bank's stakeholders.
The financial results show a significant increase in net profit for both standalone and consolidated figures, indicating positive financial performance.
Punjab National Bank (PNB) announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The Board of Directors approved these results in a meeting held on January 19, 2026, which commenced at 12:15 p.m. and concluded at 01:35 p.m.
For the quarter ended December 31, 2025, PNB reported a standalone net profit of ₹748.09 crore, a significant increase compared to ₹510.02 crore in the previous quarter. The consolidated net profit for the same period stood at ₹658.39 crore.
The bank's net interest income for the standalone results showed ₹3,621.36 crore for the quarter, while consolidated net interest income was ₹3,475.17 crore. Provisions and contingencies for the quarter amounted to ₹2,269.46 crore standalone and ₹2,208.54 crore consolidated.
For the nine months ended December 31, 2025, the standalone net profit was ₹2,977.22 crore, and the consolidated net profit was ₹2,863.48 crore. The bank's Capital Adequacy Ratio (CAR) under Basel III remained robust, with CET 1 Ratio at 12.75% standalone and 12.54% consolidated.
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See the model portfoliosA plain-language summary of a public exchange filing by Punjab National Bank. Read the original for the full detail.