PNB Q4 FY26 Net Profit Jumps 14.4% YoY to ₹5,225 Crore, ROA at 1.06%
PNB reported a Q4 FY26 Net Profit of ₹5,225 Crore, up 14.4% YoY. Operating Profit was ₹7,500 Crore, a 10.7% YoY increase. Global Business grew 10.7% to ₹29,69,685 Crore. Gross NPA decreased to 2.95% and Net NPA to 0.29%. Tangible Book Value Per Share rose to ₹102.95.
The strong financial performance and improved asset quality are significant positive developments for the bank, likely to be viewed favorably by investors and stakeholders.
The bank reported strong year-on-year growth in net profit and operating profit, along with improvements in asset quality metrics and a significant increase in tangible book value per share.
Punjab National Bank (PNB) has announced its audited financial results for the quarter and year ended March 31, 2026. The bank reported a Net Profit of ₹5,225 Crore for Q4 FY26, marking a significant year-on-year increase of 14.4%. The Return on Assets (ROA) stood at 1.06%, an improvement of 4 basis points year-on-year.
Operating Profit for the quarter rose by 10.7% year-on-year to ₹7,500 Crore. The bank also saw a substantial YoY growth in Global Business by 10.7% to ₹29,69,685 Crore. Global Deposits grew by 9.2% YoY to ₹17,11,126 Crore, while Global Advances increased by 12.7% YoY to ₹12,58,559 Crore.
Asset quality metrics showed improvement, with Gross NPA at 2.95% (down 100 bps YoY) and Net NPA at 0.29% (down 11 bps YoY). The Provision Coverage Ratio (PCR), including TWO, was reported at 97.14%, up 32 bps YoY. Tangible Book Value Per Share increased by 21.4% YoY to ₹102.95.
What to do with a filing like this
Punjab National Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Punjab National Bank. Read the original for the full detail.