SBFC Finance Q3 FY26: PAT Grows 34% YoY to ₹118 Cr, AUM Surges 29% to ₹10,478 Cr
SBFC Finance reported Q3 FY26 PAT of ₹118 Cr, up 34% YoY. AUM grew 29% YoY to ₹10,478 Cr. GNPA was 2.71% with 46.21% PCR. For 9M FY26, PAT was ₹328 Cr and AUM ₹10,478 Cr. An investor presentation was shared on Jan 24, 2026.
The substantial year-on-year growth in key financial metrics like PAT and AUM, coupled with positive trends in asset quality and operating efficiency, is likely to be viewed favorably by investors and could impact the stock price.
The company reported strong year-on-year growth in profit after tax and assets under management, along with improvements in operating efficiency and credit quality indicators.
SBFC Finance Limited has announced its financial results for the quarter and nine months ended December 31, 2025. The company reported a Profit After Tax (PAT) of ₹118 crore for the third quarter of fiscal year 2026, marking a significant 34% year-on-year growth.
Assets Under Management (AUM) also demonstrated robust growth, increasing by 29% year-on-year to ₹10,478 crore. Sequentially, AUM grew by 5.4% quarter-on-quarter. The company's Gross Non-Performing Asset (GNPA) ratio stood at 2.71%, with a Provision Coverage Ratio (PCR) of 46.21%. The Cost-to-AUM ratio improved to 3.93%, reflecting enhanced operating efficiency.
For the nine-month period ended December 31, 2025, PAT was ₹328 crore, a 30.8% increase year-on-year. The AUM for the nine months also grew by 29% year-on-year to ₹10,478 crore. The presentation also highlighted key financial metrics such as Return on Assets (RoA) of 4.67% and Return on Equity (RoE) of 14.56% for the quarter.
The company hosted an investor earnings conference call on January 24, 2026, at 04:15 PM IST, to discuss these financial results. An investor presentation was made available on the company's website.
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