Shalibhadra Finance FY26 PAT Rises 21.67% to ₹19.48 Cr; Targets ₹500 Cr AUM by FY29
Shalibhadra Finance reported FY26 PAT of ₹19.48 crore, up 21.67% YoY. AUM grew 24.81% to ₹219.66 crore. The company targets ₹500 crore AUM by FY29 by expanding its branch network to 100 and entering new product segments like Micro LAP and Home Loans.
The reported financial growth is positive, and the future growth strategy is promising. However, the current AUM is relatively small, and the impact on the stock price will depend on the successful execution of these expansion plans.
The company reported strong year-on-year growth in AUM and PAT, and has outlined an ambitious growth strategy with clear targets and expansion plans, indicating a positive outlook.
Shalibhadra Finance Limited (SAHLIBHFI) announced its Q4 FY26 and full-year FY26 results, reporting a significant year-on-year growth. The company's Assets Under Management (AUM) increased by 24.81% to ₹219.66 crore. Net Interest Income (NII) saw a growth of 15.03% to ₹35.95 crore. Profit After Tax (PAT) grew by 21.67% to ₹19.48 crore, with EPS at ₹6.31. Gross Non-Performing Assets (GNPA) and Net Non-Performing Assets (NNPA) were reported at 2.94% and 1.17% respectively.
The company is entering a new growth phase, aiming to achieve an AUM of ₹500 crore by FY29. This expansion will be fueled by secured lending products, technology-led efficiency, and an enhanced distribution footprint. Shalibhadra Finance plans to expand its branch network from 61 to 70 branches by the end of CY2026 and to 100 branches within the next three years. The company is also venturing into new segments like Micro LAP (under ₹5 lakh) and expanding its product offerings to include Home Loans, Property Loans, Salaried Personal Loans, and Tractor Loans. New states like Karnataka and Goa will also be entered, with further expansion planned for Rajasthan and Madhya Pradesh.
Mr. Vatsal M. Doshi, Managing Director, expressed optimism about the future, stating, “FY26 has been a year of steady progress... Looking ahead, we are entering a new growth cycle with a clear strategic roadmap. With a strong capital base, established distribution network, and planned expansion into newer geographies and products... we believe the company is well-positioned to scale meaningfully over the next few years. We are targeting an AUM of ₹500 crores by FY29…” The company emphasizes its commitment to sustainable growth, strong governance, healthy asset quality, and long-term value creation for stakeholders.
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