Spandana Sphoorty Q2 FY27 PBT ₹37 Cr, AUM Grows 10% to ₹5,364 Cr
Spandana Sphoorty Financial Limited reported Q2 FY27 PBT of ₹37 Cr, up from ₹18 Cr in Q1 FY27. AUM grew 10% QoQ to ₹5,364 Cr, and disbursements rose 8% QoQ to ₹1,481 Cr. GNPA improved to 2.54% and NNPA to 0.50%. The company raised ₹400 Cr in equity and ₹7,485 Cr in debt.
The reported financial results show a strong turnaround and growth in key performance indicators such as AUM, disbursements, and profitability, along with a reduction in asset quality concerns (NPAs). This indicates a significant positive impact on the company's financial health and market position.
The company has shown significant improvement in its financial results, including increased profitability (PBT), growth in AUM and disbursements, and reduction in NPAs. Positive developments in funding and capital structure also contribute to the positive sentiment.
Spandana Sphoorty Financial Limited announced its unaudited financial results for the quarter and half year ended September 30, 2026. The company reported a Profit Before Tax (PBT) of ₹37 crore for Q2 FY27, a significant increase from ₹18 crore in the previous quarter and a turnaround from a loss of ₹327 crore in the same quarter last year. Pre-Provision Operating Profit (PPOP) nearly doubled quarter-on-quarter to ₹79 crore.
The Assets Under Management (AUM) grew by 10% sequentially to ₹5,364 crore as of September 30, 2026. Disbursements also increased by 8% quarter-on-quarter to ₹1,481 crore.
Key financial metrics show improvement: Gross Non-Performing Assets (GNPA) reduced to 2.54% from 3.64% in Q1 FY27, and Net Non-Performing Assets (NNPA) stood at 0.50% compared to 0.68% in the previous quarter. The Cost of Borrowing improved to 12.3% from 13.2% in Q1 FY27, and Net Interest Margin (NIM) increased to 13.6% from 12.3%.
The company highlighted a strengthened management team and a focus on portfolio quality, capital infusion, and people development. Equity infusion of ₹400 crore and debt raised of ₹7,485 crore were noted. Liquidity remains strong with ₹1,379 crore available and a healthy Capital to Risk-Weighted Assets Ratio (CRAR) of 33.5%. The company is also progressing with the CFL merger as planned.
What to do with a filing like this
Spandana Sphoorty Financial Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Spandana Sphoorty Financial Limited. Read the original for the full detail.