Spandana Sphoorty Q2FY27 Results: AUM grows 10% QoQ to ₹5,364 Cr, PPOP doubles to ₹79 Cr
Spandana Sphoorty's Q2FY27 results show AUM grew 10% QoQ to ₹5,364 Cr. Disbursements increased 8% QoQ to ₹1,481 Cr. GNPA improved to 2.54%. Net Interest Income rose 25% QoQ to ₹169 Cr, and PPOP nearly doubled to ₹79 Cr. PAT was ₹18 Cr. Liquidity stands at ₹1,379 Cr.
The announcement details strong financial and operational performance with substantial growth in AUM and PPOP, alongside improved asset quality, which is material information for investors and stakeholders.
The company reported significant year-on-year and quarter-on-quarter improvements in key financial metrics such as AUM growth, disbursement, PPOP, Net Interest Income, and asset quality, indicating a positive operational performance.
Spandana Sphoorty Financial Limited announced its unaudited financial results for the quarter and half year ended September 30, 2026. The company reported a significant improvement in its financial and operational performance, driven by a focus on portfolio quality, productivity, capital, and people.
The Assets Under Management (AUM) grew by 10% quarter-on-quarter (QoQ) to ₹5,364 crore, supported by an 8% QoQ increase in disbursements to ₹1,481 crore. Collection efficiency remained strong, with X-bucket collection efficiency across major states exceeding 99.6%. Consolidated Gross Non-Performing Asset (GNPA) and Net Non-Performing Asset (NNPA) improved to 2.54% and 0.50%, respectively.
Financially, Net Interest Income saw a 25% QoQ rise to ₹169 crore, and Pre-Provision Operating Profit (PPOP) nearly doubled to ₹79 crore. Profit After Tax (PAT) for the quarter stood at ₹18 crore, compared to ₹12 crore in the previous quarter. The company maintained a robust capital position with liquidity of ₹1,379 crore and a Capital to Risk-Weighted Assets Ratio (CRAR) of 33.5%.
Mr. Venkatesh Krishnan, MD & CEO, expressed optimism about the company's performance, stating, "With our operating rhythm gaining momentum and performance strengthening, we are entering the next phase from a position of resilience. We remain focused on calibrated growth, backed by disciplined execution, improving portfolio quality and a clear path towards sustainable profitability."
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