SRG Housing Finance Q4FY26: AUM Crosses ₹10,422 Cr, PAT Up 50%
SRG Housing Finance reported Q4 FY26 results with AUM reaching ₹10,422 Cr, up 37.2% YoY. PAT grew 50% to ₹93 Cr. Disbursements increased 31.1% to ₹1,396 Cr. GNPA improved to 1.77%. Acuite Ratings upgraded the company to ACUITE A- (Stable).
Significant growth in key financial metrics like AUM and PAT, coupled with a credit rating upgrade, are material positive developments for the company.
The company reported strong year-on-year growth in AUM, PAT, and disbursements, along with an improvement in asset quality and a credit rating upgrade.
SRG Housing Finance Limited announced its audited financial results for the quarter and financial year ended March 31, 2026. The company achieved a significant milestone with its Assets Under Management (AUM) crossing ₹10,000 Crore, reaching ₹10,422 Crore in Q4 FY26, a year-on-year growth of 37.2%.
Disbursements for Q4 FY26 grew by 31.1% YoY to ₹1,396 Crore. The Net Interest Income (NII) saw a 33.3% YoY increase to ₹280 Crore, and Profit After Tax (PAT) rose by 50.0% YoY to ₹93 Crore. The PAT for the full financial year FY26 was ₹325 Crore, up 33.2% from FY25.
The company reported an improvement in asset quality, with Gross Non-Performing Assets (GNPA) declining to 1.77% in Q4 FY26 from 1.84% in Q4 FY25. Net Non-Performing Assets (NNPA) stood at 0.65%. Acuite Ratings & Research Limited upgraded the company’s long-term rating to ACUITE A- (Stable).
Operational highlights include a decrease in the Cost-to-Income ratio to 63.14% in Q4 FY26 from 67.49% in Q4 FY25. The average ticket size for the quarter increased by 41.1% YoY to ₹15.44 Lakhs.
What to do with a filing like this
SRG Housing Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by SRG Housing Finance Limited. Read the original for the full detail.