UCO Bank Q2 FY27 Net Profit Rises 26.77% to ₹786 Crore
UCO Bank reported a Net Profit of ₹786 crore for Q2 FY27, up 26.77% YoY. Net Interest Income grew 13.96% to ₹2886 crore. Total business reached ₹637280 crore, with advances up 24.70% and deposits up 14.36%. Gross NPA improved to 1.96% and Net NPA to 0.18%.
The announcement contains detailed financial results for the quarter, including key performance indicators and asset quality metrics, which are material for investors and stakeholders.
The bank has shown strong year-on-year growth in net profit, net interest income, advances, and deposits. Asset quality has also improved with reduced NPAs. The performance is generally positive.
UCO Bank has announced its Unaudited (Reviewed) Financial Results for the quarter and half year ended September 30, 2026. The bank reported a Net Profit of ₹786 crore for the quarter, marking a significant increase of 26.77% year-on-year. The Net Interest Income (NII) also saw a healthy growth of 13.96% to ₹2886 crore.
Total business of the bank grew by 18.81% year-on-year to ₹637280 crore. Advances increased by 24.70% to ₹287690 crore, while deposits grew by 14.36% to ₹349590 crore. The bank's Gross NPA improved to 1.96% from 2.56% in the previous year, and Net NPA reduced to 0.18% from 0.43%. The Provision Coverage Ratio (PCR) including TWO stood at a robust 98.36%.
The bank's performance indicators show positive trends, with key metrics like NIM, RoA, and RoE showing improvement. The guidance for FY26-27 for deposit growth was 10-12%, with actual growth at 14.36%. Credit growth guidance was 12-14%, with actual growth at 24.70%. CASA domestic percentage was guided at 37-38%, with actual at 36.77%.
UCO Bank continues to focus on digital initiatives, with a significant increase in digital business, including retail assets, agri assets, MSME assets, and liabilities growing by 830%, 185%, 412%, and 172% year-on-year, respectively. The bank is also planning capital raising of up to ₹2700 crore in equity and up to ₹5000 crore in bonds for FY 2026-27.
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