UCO Bank Q4 FY26 Net Profit Surges 22.66% to ₹801 Crore; Proposes 4.40% Dividend
UCO Bank reported a Q4 FY26 net profit of ₹801 Crore, a 22.66% increase YoY. Full-year net profit rose 13.21% to ₹2,768 Crore. Total business grew 14.95% to ₹5,90,314 Crore. Gross NPA decreased to 2.17%. The bank proposed a 4.40% dividend.
The announcement of strong financial results, including profit growth and dividend declaration, is material information for investors and significantly impacts the bank's stock valuation and investor sentiment.
The bank reported strong growth in net profit, total business, and advances, along with an improvement in asset quality and a proposed dividend, all indicating positive financial performance.
UCO Bank has announced its audited financial results for the quarter and year ended March 31, 2026. The bank reported a significant year-on-year growth in net profit for the fourth quarter, which increased by 22.66% to ₹801 Crore, up from ₹653 Crore in the same period last year. Operating profit for the quarter stood at ₹1,573 Crore.
For the full fiscal year ended March 31, 2026, the bank's net profit grew by 13.21% to ₹2,768 Crore, compared to ₹2,445 Crore in the previous fiscal year. Operating profit for the year also saw a growth of 6.49% to ₹6,429 Crore.
The bank's total business reached ₹5,90,314 Crore as of March 31, 2026, marking a 14.95% year-on-year growth. Gross advances increased by 19.44% to ₹2,62,752 Crore, and total deposits grew by 11.59% to ₹3,27,563 Crore. CASA (Current Account Savings Account) deposits stood at ₹1,17,752 Crore, a 12.46% increase year-on-year, with the CASA ratio improving to 38.65%.
Asset quality showed improvement, with Gross NPA reducing by 52 basis points year-on-year to 2.17%, and Net NPA reducing by 23 basis points year-on-year to 0.27% as of March 31, 2026. The Provision Coverage Ratio (PCR) was 97.79%, and Tangible PCR was 87.66%. The Slippage Ratio for the year was 0.78%.
UCO Bank also proposed a dividend of 4.40% (44 paise per equity share) for the year 2025-26, subject to shareholder approval at the ensuing Annual General Meeting (AGM).
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UCO Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by UCO Bank. Read the original for the full detail.