UCO Bank Reports Audited Financial Results for Q4FY26, Net Profit Up 13.21% YoY
UCO Bank reported FY26 Net Profit of ₹2768 Cr, up 13.21% YoY. Q4FY26 Net Profit was ₹801 Cr, up 8.39% QoQ. Total business reached ₹5.90 Lakh Crore. Advances grew 19.44% YoY to ₹2.63 Lakh Cr, and deposits rose 11.59% YoY to ₹3.28 Lakh Cr. Gross NPA improved to 2.17%.
The announcement contains detailed financial results for the full year and the quarter, including key performance indicators, which are material information for investors.
The bank reported strong year-on-year growth in net profit and overall business, with improvements in asset quality (lower NPAs) and exceeding guidance in key growth areas.
UCO Bank has announced its audited financial results for the quarter and year ended March 31, 2026. The bank reported a Net Profit of ₹2768 Crore for the financial year, marking a 13.21% year-on-year increase. For the fourth quarter, Net Profit stood at ₹801 Crore, an 8.39% increase quarter-on-quarter.
Total business reached ₹590314 Crore, with advances growing by 19.44% YoY to ₹262752 Crore and deposits increasing by 11.59% YoY to ₹327563 Crore. Gross NPA decreased to 2.17% and Net NPA to 0.28%. The Provision Coverage Ratio (PCR) stood at 97.32%.
Key financial indicators show a Net Interest Income of ₹10197 Crore for the year, up 5.89% YoY. Operating Profit increased by 6.49% YoY to ₹6429 Crore. The bank's performance exceeded guidance in several parameters, including credit growth (19.44% vs. 12-14% guidance) and GNPA (2.17% vs. <2.50% guidance). Capital Adequacy Ratio (CRAR) stood at 16.59% as of March 31, 2026.
What to do with a filing like this
UCO Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by UCO Bank. Read the original for the full detail.