Union Bank of India Q1 FY27 Results: Net Profit Rises to ₹533.23 Crore
Union Bank of India reported Q1 FY27 results with standalone net profit at ₹533.23 crore and consolidated net profit at ₹564.15 crore. Total income was ₹31,806.20 crore (standalone) and ₹32,660.24 crore (consolidated). Gross NPA stood at 2.65% and Net NPA at 0.47%.
The results show improved profitability and stable asset quality metrics, which are important indicators for a financial institution. However, the impact is considered medium as there are no extraordinary events or significant strategic shifts announced.
The bank reported an increase in net profit for both standalone and consolidated results compared to the previous year, indicating positive financial performance.
Union Bank of India announced its unaudited reviewed financial results for the quarter ended June 30, 2026. The bank's Board of Directors approved the standalone and consolidated financial results at a meeting held on July 15, 2026.
For the quarter ended June 30, 2026, the bank reported a Net Profit of ₹533.23 crore on a standalone basis, an increase from ₹411.55 crore in the corresponding quarter of the previous year. On a consolidated basis, the Net Profit stood at ₹564.15 crore, up from ₹442.79 crore in the same period last year.
The bank's total income for the quarter was ₹31,80,620 lakh (₹31,806.20 crore) on a standalone basis and ₹32,66,024 lakh (₹32,660.24 crore) on a consolidated basis. Interest earned stood at ₹27,20,319 lakh (₹27,203.19 crore) standalone and ₹27,42,710 lakh (₹27,427.10 crore) consolidated.
Key financial ratios such as Capital Adequacy Ratio (Basel III) were reported at 18.46% standalone and 19.15% consolidated. The Gross NPA ratio was 2.65% standalone and Net NPA ratio was 0.47% standalone. Basic and Diluted Earnings Per Share (EPS) were ₹6.99 standalone for the quarter.
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