Union Bank of India Q3FY26 Investor Presentation Released
Union Bank of India released its Q3FY26 investor presentation. Operating profit was ₹7,492 crore (up 7.13% YoY), Net Profit ₹4,604 crore. GNPA at 3.06%, NNPA at 0.51%. Global advances grew 7.13% to ₹10,16,884 crore. Deposits rose 3.36% to ₹12,22,856 crore. CRAR stood at 16.49%.
The release of quarterly financial results and an investor presentation is a material event for investors, providing key financial and operational data. This information is crucial for investment decisions and market analysis.
The announcement is a routine release of financial results and an investor presentation. While the financial metrics show some positive trends, there are no significant outperformance or negative surprises that would strongly sway the sentiment.
Union Bank of India has released its investor presentation detailing the Unaudited Reviewed Financial Results for the Third Quarter and Nine Months ended December 31, 2025. The presentation covers both standalone and consolidated financial performance.
The bank reported an operating profit of ₹7,492 crore for the quarter ended December 2025, a year-on-year increase of 7.13%. Net profit stood at ₹4,604 crore for the same period. Net Interest Income (NII) was ₹9,240 crore, with a Net Interest Margin (NIM) of 2.91% for the quarter.
Asset quality showed improvement, with Gross Non-Performing Assets (GNPA) at 3.06% and Net Non-Performing Assets (NNPA) at 0.51% as of December 2025. The Provision Coverage Ratio (PCR) stood at 95.13%.
The bank's global advances grew by 7.13% year-on-year to ₹10,16,884 crore, while deposits increased by 3.36% to ₹12,22,856 crore. Capital Adequacy Ratio (CRAR) was reported at 16.49%, with CET-I at 13.94%.
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Union Bank of India filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Union Bank of India. Read the original for the full detail.