Union Bank of India Q4 FY26 Results: Operating Profit ₹7,955 Cr, Net Profit ₹5,316 Cr
Union Bank of India reported Q4 FY26 results with Operating Profit at ₹7,955 Cr and Net Profit at ₹5,316 Cr. NII was ₹9,406 Cr with NIM at 2.64%. GNPA improved to 2.82% and NNPA to 0.48%. CRAR stood at 18.10%. Book value per share rose to ₹154.41.
Quarterly financial results, especially for a large public sector bank like Union Bank of India, have a significant impact on investor sentiment, stock price, and market perception.
The bank reported positive financial results with increased profits and improved asset quality metrics. Key financial indicators like NII, NIM, GNPA, NNPA, and CRAR show a healthy performance.
Union Bank of India has submitted its Audited Financial Results for the Quarter and Year ended March 31, 2026.
For the quarter ended March 31, 2026, the bank reported an Operating Profit of ₹7,955 crore and a Net Profit of ₹5,316 crore. Net Interest Income (NII) stood at ₹9,406 crore, with a Net Interest Margin (NIM) of 2.64%.
The bank's asset quality showed improvement, with Gross Non-Performing Assets (GNPA) at 2.82% and Net Non-Performing Assets (NNPA) at 0.48%. The Provision Coverage Ratio (PCR) was maintained at a healthy 95.03%.
Capital Adequacy Ratio (CRAR) was reported at 18.10%, with CET-I at 15.69%. The Book Value per share increased to ₹154.41.
The presentation also highlighted various aspects of the bank's performance, including business growth, asset quality, capital adequacy, financial inclusion, ESG initiatives, ease of doing business, and digital transformation efforts.
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Union Bank of India filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Union Bank of India. Read the original for the full detail.