Union Bank of India Reports Audited Financial Results for Q4FY26
Union Bank of India announced its audited financial results for Q4FY26. Operating Profit reached ₹7,955 Cr (Quarterly) and ₹28,620 Cr (Yearly). Net Profit was ₹5,316 Cr (Quarterly) and ₹18,697 Cr (Yearly). NII was ₹9,406 Cr (Quarterly) and ₹36,659 Cr (Yearly). GNPA improved to 2.82% and NNPA to 0.48%. CRAR stood at 18.10%.
Financial results, especially for a bank, significantly impact investor sentiment, stock valuation, and regulatory perception. The reported figures provide a comprehensive overview of the bank's performance and financial health.
The bank reported positive financial results with growth in operating profit, net profit, and improved asset quality metrics like reduced GNPA and NNPA. The CRAR also indicates a strong capital position.
Union Bank of India has submitted its Audited Financial Results (Standalone and Consolidated) for the Quarter and Year ended March 31, 2026. The presentation detailing these financial results is now available on the bank's website, adhering to SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Key financial highlights for the quarter and year ended March 31, 2026, include an Operating Profit of ₹7,955 crore for the quarter and ₹28,620 crore for the year. Net Profit stood at ₹5,316 crore for the quarter and ₹18,697 crore for the year. Net Interest Income (NII) was ₹9,406 crore for the quarter and ₹36,659 crore for the year, with a Net Interest Margin (NIM) of 2.64% for the quarter and 2.70% for the year. The bank also reported improvements in asset quality, with Gross NPA at 2.82% and Net NPA at 0.48% as of March 31, 2026. The Capital to Risk-Weighted Assets Ratio (CRAR) was reported at 18.10%.
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