Utkarsh SFB Approves FY26 Audited Results, Appoints New Directors and Senior Management
Utkarsh Small Finance Bank reported a net loss of ₹18,801.56 lakh for Q4 FY26 and ₹1,15,097.84 lakh for FY26. The bank appointed Mr. Anjani Kumar Srivastava as Additional Director and re-appointed Mr. Parveen Kumar Gupta as Independent Director. Ms. Dhara Vyas, Mr. Abhay Kataria, and Mr. Anindya Mitra were appointed to senior management roles. The CAR was 17.71% as of March 31, 2026.
The financial results indicating a substantial net loss and the appointment of key personnel will have a significant impact on the bank's performance and strategic direction.
The bank reported a significant net loss for the quarter and the full financial year, which is a negative indicator.
Utkarsh Small Finance Bank Limited announced the outcome of its Board Meeting held on May 09, 2026. The Board approved the Audited Financial Results for the quarter and financial year ended March 31, 2026, along with an unmodified audit report from the Joint Statutory Auditors. The Board also approved, subject to shareholder approval, the re-appointment of Mr. Parveen Kumar Gupta as an Independent Director for a second term of three years from September 01, 2026, and the appointment of Mr. Anjani Kumar Srivastava as an Additional Director (Non-Executive Non-Independent) for five years from May 09, 2026. Additionally, Ms. Dhara Vyas was appointed as Chief Human Resources Officer, Mr. Abhay Kataria as Head- Assets, and Mr. Anindya Mitra as Chief Credit Officer, forming part of the Senior Management team, all effective May 09, 2026. The bank confirmed no outstanding secured listed non-convertible debt securities as of March 31, 2026.
The audited financial results for the quarter ended March 31, 2026, show a net loss after tax of ₹18,801.56 lakh, a significant change from the net profit of ₹296.73 lakh in the same period of the previous year. The net loss for the financial year ended March 31, 2026, was ₹1,15,097.84 lakh, compared to a net profit of ₹2,370.05 lakh for the year ended March 31, 2025. The Capital Adequacy Ratio (CAR) stood at 17.71% as of March 31, 2026. The bank also reported a Gross NPA of 7.71% and Net NPA of 3.29% as of the same date. The bank completed a Right Issue in November 2025, raising ₹94,907.93 lakh. Furthermore, the draft scheme of amalgamation of Utkarsh CoreInvest Limited with Utkarsh Small Finance Bank Limited has progressed, with shareholder and creditor meetings held and the second motion petition filed with the NCLT.
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See the model portfoliosA plain-language summary of a public exchange filing by Utkarsh Small Finance Bank Limited. Read the original for the full detail.