Cholamandalam Financial Holdings FY26 PAT Up 16% to ₹5,485 Cr; Recommends 130% Dividend
Cholamandalam Financial Holdings reported a 16% year-on-year increase in consolidated PAT to ₹5,485 crore for FY26. CIFCL's AUM grew 21% to ₹2,42,630 crore. The company recommended a final dividend of 130% (₹1.30 per share).
The announcement includes key financial results for the full year and quarter, subsidiary performance, and a significant dividend declaration, all of which are material to investors.
The company reported strong growth in consolidated PAT and total income for both the quarter and the full year, along with a healthy dividend recommendation.
Cholamandalam Financial Holdings Limited (CFHL) announced its audited financial results for the quarter and year ended March 31, 2026. The company reported a consolidated Profit After Tax (PAT) of ₹5,485 crore for the year ended March 31, 2026, marking a 16% increase from ₹4,740 crore in the corresponding period of the previous year. Consolidated total income for the year grew by 18% to ₹39,576 crore from ₹33,460 crore.
For the fourth quarter ended March 31, 2026, consolidated PAT rose by 19% to ₹1,626 crore, with total income increasing by 17% to ₹10,520 crore.
The company's subsidiary, Cholamandalam Investment & Finance Company Ltd (CIFCL), where CFHL holds a 43.76% stake, disbursed ₹32,913 crore in Q4 FY26, a 25% growth over Q4 FY25. CIFCL's PAT for the quarter increased by 30% to ₹1,641 crore, and for the year, it grew by 23% to ₹5,220 crore. Assets under management reached ₹2,42,630 crore as of March 31, 2026, up 21% from the previous year.
Another subsidiary, Cholamandalam MS General Insurance Company Ltd (CMSGICL), reported Gross Written Premium (GWP) of ₹2,398 crore in Q4 FY26, an 8% increase. However, CMSGICL incurred a loss of ₹5 crore for the quarter due to fair value changes, compared to a profit of ₹118 crore in the prior year. For the full year, CMSGICL's GWP grew by 6% to ₹9,110 crore, while PAT (under Ind AS) decreased to ₹253 crore from ₹484 crore.
Standalone results for CFHL showed a PAT of ₹70.41 crore for the year ended March 31, 2026, an increase from ₹64.40 crore in the previous year. The standalone PAT for the quarter ended March 31, 2026, was ₹38.48 crore.
The Board of Directors has recommended a final dividend of 130%, amounting to ₹1.30 per equity share, for the year ended March 31, 2026, subject to shareholder approval at the upcoming Annual General Meeting.
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Cholamandalam Financial Holdings Limited filed this with the NSE as a statutory disclosure, categorised under annual results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Cholamandalam Financial Holdings Limited. Read the original for the full detail.