Cholamandalam Financial Holdings Q2 PAT Up 25% to ₹1,520 Cr; Consolidated Income Grows 19%
Cholamandalam Financial Holdings reported a 25% year-on-year increase in consolidated Profit After Tax (PAT) to ₹1,520 crore for Q2 FY27. Consolidated total income rose 19% to ₹11,388 crore. Subsidiary CIFCL's disbursements grew 47% to ₹35,872 crore, with PAT up 41%. Insurance subsidiary CMSGICL reported a Q2 loss of ₹120 crore due to claims.
The announcement details the financial performance of the company and its major subsidiaries, including key growth metrics and profitability, which are material information for investors.
The company reported significant year-on-year growth in consolidated PAT and total income, driven by strong performance in its financial services subsidiary. While the insurance subsidiary faced losses, the overall financial results are positive.
Cholamandalam Financial Holdings Limited (CFHL) announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company's Board of Directors approved these results on November 6, 2026.
On a consolidated basis, CFHL reported a total income of ₹11,388 crore for the quarter ended September 30, 2026, a 19% increase from ₹9,589 crore in the corresponding quarter of the previous year. Consolidated Profit After Tax (PAT) grew by 25% to ₹1,520 crore, up from ₹1,214 crore in the prior-year period. The company's subsidiary, Cholamandalam Investment & Finance Company Ltd (CIFCL), saw its disbursements grow by 47% to ₹35,872 crore in Q2 FY27. CIFCL's PAT for the quarter was ₹1,630 crore, an increase of 41% from the previous year. Assets under management for CIFCL grew by 23% to ₹2,68,009 crore as of September 30, 2026.
Cholamandalam MS General Insurance Company Ltd. (CMSGICL), another subsidiary, registered a Gross Written Premium (GWP) of ₹2,429 crore in Q2 FY27, a 7% increase year-on-year. However, CMSGICL incurred a post-tax loss of ₹120 crore for Q2 FY27, compared to a PAT of ₹46 crore in the same quarter last year, attributed to NATCAT events and elevated claims in the Motor OD segment. CMSGICL's investment book stood at ₹18,937 crore as of September 30, 2026.
The joint venture, Cholamandalam MS Risk Services Ltd., reported a total income of ₹26.32 crore for the quarter ended September 30, 2026, up from ₹22.89 crore in the previous year, but its PAT for the quarter was ₹0.85 crore, down from ₹1.45 crore.
On a standalone basis, CFHL's total income for the quarter ended September 30, 2026, was ₹31 crore, a slight increase from ₹30.07 crore in the corresponding quarter of the previous year. Standalone PAT was ₹27.89 crore, up from ₹27.16 crore in the prior-year period.
What to do with a filing like this
Cholamandalam Financial Holdings Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Cholamandalam Financial Holdings Limited. Read the original for the full detail.