Cholamandalam Financial Holdings Reports Q1 FY27 Consolidated PAT of ₹1,789 Cr, Up 42%
Cholamandalam Financial Holdings reported Q1 FY27 consolidated PAT of ₹1,789 crore, up 42% year-on-year. Consolidated income grew 20% to ₹11,214 crore. CIFCL's disbursements rose 22% to ₹29,612 crore with PAT up 46% to ₹1,654 crore. CMSGICL's GWP increased 6% to ₹2,189 crore.
The announcement pertains to quarterly financial results of a listed entity, including key financial metrics and performance of its major subsidiaries, which is material information for investors.
The company reported significant year-on-year growth in consolidated PAT and total income, along with strong performance in its key subsidiaries, CIFCL and CMSGICL.
Cholamandalam Financial Holdings Limited (CFHL) announced its unaudited financial results for the quarter ended June 30, 2026. The Board of Directors approved the results in a meeting held on August 14, 2026.
Consolidated total income for the quarter rose by 20% to ₹11,214 crore from ₹9,383 crore in the corresponding quarter of the previous year. Consolidated Profit After Tax (PAT) surged by 42% to ₹1,789 crore, compared to ₹1,260 crore in the same period last year.
The company's subsidiary, Cholamandalam Investment & Finance Company Ltd (CIFCL), saw its disbursements grow by 22% to ₹29,612 crore in Q1 FY27 from ₹24,325 crore in Q1 FY26. CIFCL's PAT for the quarter was ₹1,654 crore, an increase of 46% from ₹1,136 crore in the prior year's quarter. Assets under management for CIFCL grew by 23% to ₹2,54,392 crore as of June 30, 2026, compared to ₹2,07,663 crore as of June 30, 2025.
Another subsidiary, Cholamandalam MS General Insurance Company Ltd (CMSGICL), reported a Gross Written Premium (GWP) of ₹2,189 crore, a 6% increase from ₹2,073 crore in the prior year's quarter. CMSGICL achieved a profit of ₹128 crore for the quarter, up from ₹119 crore in the corresponding quarter of the previous year. The company's investment book stood at ₹19,172 crore as of June 30, 2026.
The joint venture, Cholamandalam MS Risk Services Ltd, registered total income of ₹24.86 crore for the quarter, an increase from ₹20.44 crore in the previous year's quarter. However, its PAT decreased to ₹0.94 crore from ₹1.23 crore in the corresponding period last year.
On a standalone basis, CFHL's total income for the quarter was ₹4.36 crore, up from ₹3.65 crore in the same quarter last year. Standalone PAT increased to ₹4.38 crore from ₹2.11 crore in the corresponding quarter of the previous year.
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