Home First Finance Q1FY27: AUM grows 25.7% to ₹16,938 crore, PAT up 34.5%
Home First Finance Company India Limited reported a 25.7% year-on-year increase in Assets Under Management (AUM) to ₹16,938 crore for Q1FY27. Profit After Tax (PAT) surged by 34.5% to ₹160 crore. Disbursements reached a record ₹1,628 crore. The company maintained healthy ROA of 4.2% and ROE of 14.5%.
The announcement details significant financial growth and operational achievements, including record disbursements and substantial increases in AUM and PAT, which are material to investors and the company's market position.
The company reported strong year-on-year growth in AUM and PAT, along with record disbursements and stable asset quality, indicating positive financial performance and operational efficiency.
Home First Finance Company India Limited (HFFCIL) has announced its Reviewed Financial Results for the quarter ended June 30, 2026. The company reported a robust start to FY27 with Assets Under Management (AUM) growing by 25.7% year-on-year to ₹16,938 crore. Disbursements reached a record ₹1,628 crore during the quarter, showing broad-based growth across geographies and distribution channels.
Profitability remained strong, with Profit After Tax (PAT) standing at ₹160 crore, marking a 34.5% year-on-year increase and a 7.0% sequential growth. Total income rose to ₹332 crore, up 29.9% year-on-year and 7.1% quarter-on-quarter, driven by healthy business growth and improving operating leverage. Return on Assets (ROA) was reported at 4.2%, and Return on Equity (ROE) at 14.5%.
The company maintained healthy margins with stable spreads, supported by disciplined pricing and prudent liability management. Asset quality remained stable, with 30+ DPD at 3.2% and Gross Stage 3 at 1.8%. Credit cost was well-contained at 40 basis points.
HomeFirst continued to invest in its distribution network, adding 4 new branches to reach a total of 175 branches and 373 touchpoints. Employee strength increased by 133 to 1,988, primarily in customer-facing roles. The company also advanced its Green Homes initiative, certifying an additional 100 homes.
Looking ahead, HomeFirst remains optimistic about the affordable housing finance sector, expecting to deliver approximately 25% AUM growth while maintaining focus on profitability, portfolio quality, and operating efficiency.
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