Home First Finance Q2FY27 PAT Up 29.1% to ₹170 Cr, AUM Grows 27% to ₹18,010 Cr
Home First Finance reported a 29.1% year-on-year rise in Q2FY27 PAT to ₹170 crore. AUM increased 27% to ₹18,010 crore, with record disbursements of ₹1,705 crore. ROA was 4.2% and ROE was 14.9%. The company expanded its network to 181 branches and received an ESG & Financial Inclusion award.
The announcement contains key financial metrics like PAT, AUM, and disbursements, which are material for investors. The record disbursements and strong profit growth indicate robust business performance.
The company reported strong financial results with significant growth in PAT and AUM, alongside stable asset quality and operational improvements. The award and ESG initiatives further contribute to a positive sentiment.
Home First Finance Company India Limited (HomeFirst) announced its Reviewed Financial Results for the quarter and half year ended September 30, 2026. The company reported a Profit After Tax (PAT) of ₹170 crore, marking a significant year-on-year increase of 29.1% and a sequential growth of 6.5%. Assets Under Management (AUM) grew by 27.0% year-on-year to ₹18,010 crore. Quarterly disbursements reached a record high of ₹1,705 crore. Net Total Income grew by 23.9% year-on-year to ₹343 crore. Return on Assets (ROA) remained healthy at 4.2%, while Return on Equity (ROE) stood at 14.9%. The company's cost-to-income ratio improved to 30.8% from 32.7% in the previous quarter. Spreads, excluding co-lending, moderated by 10 basis points. Asset quality remained stable with Gross Stage 3 at 1.7% and 30+ DPD at 3.2%. Credit cost was contained at 40 basis points. HomeFirst added six branches during the quarter, expanding its network to 181 branches and 379 touchpoints. The company also continued its Green Homes initiative, certifying an additional 100 homes, bringing the cumulative total to 650 as of September 2026. HomeFirst was recognized with the 'ESG & Financial Inclusion' award in the NBFC category at ASSOCHAM's 21st Annual Summit & Awards.
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Home First Finance Company India Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Home First Finance Company India Limited. Read the original for the full detail.