Home First Finance Q1FY27 PAT up 34.5% to ₹160 Cr, AUM grows 25.7% to ₹16,938 Cr
Home First Finance reported Q1FY27 PAT of ₹160 Cr, up 34.5% YoY. AUM grew 25.7% YoY to ₹16,938 Cr. Disbursements reached a record ₹1,628 Cr, up 31.0% YoY. Total income was ₹540 Cr, up 18.6% YoY. Asset quality remained stable with GNPA at 1.8%. The company expects ~25% AUM growth.
The announcement details significant financial performance improvements and strong growth metrics for the quarter, which are key indicators for investors and directly impact the company's valuation and market perception.
The company reported strong year-on-year growth in PAT, AUM, and disbursements, along with stable asset quality and a positive outlook for future growth.
Home First Finance Company India Limited (HomeFirst) announced its financial and operational performance for the quarter ended June 30, 2026. The company reported a Profit After Tax (PAT) of ₹160 crore, marking a significant year-on-year growth of 34.5% and a sequential growth of 7.0%. Assets Under Management (AUM) reached ₹16,938 crore, an increase of 25.7% year-on-year and 6.7% quarter-on-quarter.
Disbursements for the quarter were a record ₹1,628 crore, showing a 31.0% year-on-year and 3.6% quarter-on-quarter growth. Total income stood at ₹540 crore, up 18.6% year-on-year and 7.0% quarter-on-quarter. The company maintained stable asset quality, with Gross Stage 3 (GNPA) at 1.8% and 1+ DPD at 4.7%.
Mr. Manoj Viswanathan, MD & CEO, commented on the strong start to FY27, highlighting the supportive economic environment for affordable housing finance. He noted the broad-based growth across geographies and channels, driven by customer demand and disciplined execution. Profitability remained healthy, with Return on Assets at 4.2% and Return on Equity at 14.5%. The company continued to invest in its distribution network, adding 4 new branches to reach a total of 175 branches and 373 touchpoints. Employee strength increased to 1,988. HomeFirst also advanced its Green Homes initiative, certifying an additional 100 homes, bringing the cumulative total to 550.
Looking ahead, HomeFirst remains optimistic about the affordable housing finance sector, driven by strong structural demand. The company is confident in delivering approximately 25% AUM growth while maintaining its focus on profitability, portfolio quality, and operating efficiency.
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