SRG Housing Finance Reports Strong Q2 & H1 FY26 Performance with Growth in AUM and Profit
SRG Housing Finance reported strong Q2 & H1 FY26 results with significant growth in AUM, disbursements, and profit after tax. The company also highlighted improved asset quality and strategic fundraises.
The announcement covers significant financial results for Q2 & H1 FY26, including substantial growth in key metrics like AUM and PAT, along with important strategic information on operational expansion and recent fundraises, which are crucial for investor decision-making.
The company demonstrated strong financial growth with increased AUM, disbursements, new approvals, and profit after tax. The improvement in Gross NPA ratio and successful fundraises also contribute to a positive outlook.
SRG Housing Finance Limited (SRGHFL) has released its Investor Presentation for the quarter and Half Year ended September 30, 2025, highlighting robust financial and operational performance.
* Key Financial Highlights for Q2 FY26 (ended September 30, 2025): * Assets Under Management (AUM) reached ₹867 crore. * Disbursements during the quarter were ₹117 crore. * New Approvals totaled ₹134 crore. * Spread earned stood at 9.08%. * Book Value per share was ₹177.85. * Shareholders Funds amounted to ₹279 crore. * Profit After Tax (PAT) increased to ₹8.25 crore from ₹6.6 crore in Q2 FY25. * Earnings Per Share (EPS) rose to ₹5.26 from ₹4.87 in Q2 FY25. * Gross NPA Ratio improved to 1.88% from 1.96% in Q2 FY25, while Net NPA Ratio was 0.64% (up from 0.59% in Q2 FY25). * Net Interest Margin (NIM) was 2.81%. * Return on Average Equity (RoAE) was 3.00% and Return on Average Assets (RoAA) was 0.88%.
* Operational Highlights: * The company operates with 93 branches across 7 states/UTs, serving over 20,000 customers with 950+ employees. * It specializes in rural housing finance, focusing on small ticket loans (average less than ₹12 lakh) and low LTV (less than 50%). * Approximately 94% of its loan book is rural, with 78% lending to the non-salaried segment. * SRGHFL has implemented a digital ecosystem called "SRG SRAJAN" to streamline loan origination, management, and collection processes.
* Recent Fund Raises: * The company issued Non-Convertible Debentures (NCDs) on a private placement basis amounting to ₹50 crore during the quarter ended September 2025. * Equity capital increased by ₹10 crore through conversion of share warrants in March 2024 and May 2024. * SRGHFL raised ₹25.94 crore via a preferential issue of equity shares in July 2024 and ₹49.93 crore through another preferential issue in March 2025.
What to do with a filing like this
SRG Housing Finance Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by SRG Housing Finance Limited. Read the original for the full detail.