SRGHFL Announces Transcript of Earnings Conference Call for Q2 & H1 FY26
SRGHFL Releases Earnings Call Transcript for Q2 & H1 FY26. Highlights: Loan book ₹867 Cr, PAT ₹8 Cr, AUM target ₹970 Cr for FY26, and aims ₹1500-2000 Cr AUM without new fundraising.
The release of the earnings call transcript provides insights into the company's performance and future strategies. While the financial results are positive, the overall impact is medium as it primarily provides information to investors and analysts.
The announcement contains positive financial results for Q2 & H1 FY26, including growth in loan book, disbursements, income, and profit after tax. The company's improved credit rating and future targets contribute to a positive outlook.
* SRG Housing Finance Limited (SRGHFL) has released the transcript of its earnings conference call for the quarter and half-year ended September 30, 2025. * The conference call was held on November 14, 2025. * Key highlights from the call include: * Loan book growth of 33.21% reaching ₹867 crore. * Disbursement growth of 85% reaching ₹117 crore. * Income growth of 32% reaching ₹48 crore. * Profit after tax growth of 25% reaching ₹8 crore. * Net worth growth of 38% reaching ₹279 crore. * Gross NPA at 1.88% and Net NPA at 0.64%. * Outstanding borrowing at ₹685 crore with diversified funding sources. * The company issued ₹50 crore NCD in Q2 and ₹26 crore NCD in the current quarter, with mutual fund investments of ₹50 crore in NCDs. * Liquid fund at ₹132 crore with ₹70 crore undrawn sanctions. * Borrowing cost at 10.99% and lending rate at 20%, with a spread of 9%. * Credit rating improved from triple B plus stable to triple B plus positive. * The company aims to increase its total branches to 100 by the end of the year. * Financial year '26's AUM target is ₹970 crore and the disbursement target is ₹400 crore. * The company's CRAR ratio is 42.68%. * AUM target of ₹1,500 crore to ₹2,000 crore without needing additional fundraise. * AUM per branch target is around ₹25 crore. * The company expects to reach ₹1,500 crore AUM in 2028. * The company expects cost-to-income ratio to decrease by 2-3% in the next few quarters.
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SRG Housing Finance Limited filed this with the NSE as a statutory disclosure, categorised under concall transcript released. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by SRG Housing Finance Limited. Read the original for the full detail.