SRGHFL NSE filing

SRGHFL Q3FY26 Investor Presentation: AUM Rs 944 Cr, PAT Rs 8.21 Cr

The RealCase readMedium impact Positive

SRG Housing Finance's Q3FY26 results show AUM at ₹944 crore and PAT at ₹8.21 crore. Total income reached ₹51.25 crore. The company reported a Gross NPA of 1.83% and Net NPA of 0.68%. Disbursements were ₹107 crore, with new approvals at ₹131 crore. Book value per share stood at ₹183.31.

Why it matters

The announcement provides a detailed financial update and operational highlights, which are important for investors to assess the company's performance and strategy, but it does not contain any major corporate actions or significant strategic shifts that would warrant a 'HIGH' impact.

The market read

The company reported growth in AUM, total income, and PAT compared to the previous year, along with stable NPA ratios and a healthy NIM, indicating positive financial performance.

SRG Housing Finance Limited has released its Investor Presentation for the third quarter and first nine months of the fiscal year 2026 (Q3 & 9M FY26), ending December 31, 2025.

The company reported an Assets Under Management (AUM) of ₹944 crore as of December 31, 2025, an increase from ₹707 crore in the same period last year. Total income for Q3FY26 stood at ₹51.25 crore, with a Net Interest Income (NII) of ₹24.23 crore. Profit After Tax (PAT) for the quarter was ₹8.21 crore, a rise from ₹5.74 crore in Q3FY25. For the 9M FY26 period, total income was ₹142.39 crore, and PAT was ₹23.24 crore.

Key performance indicators show a Gross NPA ratio of 1.83% and a Net NPA ratio of 0.68% as of December 31, 2025. The Net Interest Margin (NIM) for Q3FY26 was reported at 2.68%. The company disbursed ₹107 crore during the quarter and had new approvals worth ₹131 crore. The book value per share was ₹183.31 as of December 31, 2025.

The presentation also details the company's business model, focusing on rural housing finance, serving new-to-credit and underserved populations with small-ticket loans. It highlights a strong management team, an experienced board, and a robust collection framework. The company has a network of 95 branches across various states, including Rajasthan, Gujarat, and Maharashtra.

Filing to action

What to do with a filing like this

SRG Housing Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.

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Primary source

A plain-language summary of a public exchange filing by SRG Housing Finance Limited. Read the original for the full detail.

View original filing