SRGHFL Q3FY26 Net Profit ₹821 Crore; Total Income ₹5,124 Crore
SRG Housing Finance Limited reported Q3FY26 results with total income at ₹5,124.76 lakh and net profit at ₹821.05 lakh. For the nine months ended Dec 31, 2025, total income was ₹14,238.74 lakh and net profit ₹2,324.16 lakh. The company maintained a 110% security cover for NCDs and allotted ESOP shares.
The financial results show growth in key metrics like revenue and profit, which is a positive indicator for investors. Disclosures on debt, security cover, and ESOP allotments provide further insights into the company's financial health and operations.
The company reported an increase in total income and net profit for both the quarter and the nine-month period compared to the previous year, indicating positive financial performance.
SRG Housing Finance Limited announced its un-audited financial results for the quarter and nine months ended December 31, 2025. The Board of Directors, in their meeting held on February 06, 2026, approved and took on record these results along with the Limited Review Report from the Statutory Auditors.
For the quarter ended December 31, 2025, the company reported a total income of ₹5,124.76 lakh (₹51.25 crore) and a net profit after tax of ₹821.05 lakh (₹8.21 crore). This compares to a total income of ₹4,024.60 lakh and a net profit of ₹574.30 lakh for the same period in the previous year.
For the nine-month period ended December 31, 2025, the total income stood at ₹14,238.74 lakh (₹142.39 crore), with a net profit of ₹2,324.16 lakh (₹23.24 crore). This shows an increase from the ₹11,107.04 lakh total income and ₹1,820.29 lakh net profit for the corresponding period in the prior year.
The company also disclosed information as per Regulation 52(4) of SEBI LODR Regulations, including a debt-equity ratio of 2.78, a debt service coverage ratio of 0.53, and an interest service coverage ratio of 1.52 for the quarter ended December 31, 2025. The net worth was reported at ₹287.8 crore.
Additionally, SRG Housing Finance Limited confirmed that it maintained a security cover of 110% for its listed secured Non-Convertible Debentures (NCDs) as of December 31, 2025. The company also reported the allotment of 14,150 equity shares to employees upon exercise of ESOPs at ₹200 per share during the quarter.
What to do with a filing like this
SRG Housing Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by SRG Housing Finance Limited. Read the original for the full detail.