UCO Bank Announces Unaudited Financial Results for Q2 & Half Year Ended Sep 2025
UCO Bank reports Q2 results: Net profit at ₹620 crore, total business up 13.23% Y-o-Y. Gross NPA improves to 2.56%. CRAR at 17.89% as of September 30, 2025.
The results indicate steady growth and improvement in asset quality, which is moderately positive for the company's outlook.
The announcement highlights positive financial performance, including increased total business, gross advances, total deposits, and net profit. Additionally, there is a reduction in NPA and a healthy capital adequacy ratio.
* UCO Bank announced its unaudited financial results for the second quarter and half year ended 30th September 2025. * Total business reached ₹5,36,398 crore as of 30th September 2025, a 13.23% increase year-over-year. * Gross Advances increased by 16.56% Y-o-Y to ₹2,30,702 crore, and Total Deposits grew by 10.85% Y-o-Y to ₹3,05,697 crore. * Net profit for the quarter stood at ₹620 crore, a 2.82% increase Y-o-Y. * Operating Profit for the quarter stood at ₹1,613 crore, a 12.64% increase Y-o-Y. * RAM segment increased by 22.87% to ₹1,32,946 crore Y-o-Y, with Retail advances growing by 25.40%, Agriculture advances by 17.28%, and MSME advances by 23.80%. * Gross NPA reduced by 62 bps Y-o-Y to 2.56% as of 30th September 2025, while Net NPA reduced by 30 bps Y-o-Y to 0.43%. * Capital Adequacy Ratio (CRAR) stood at 17.89% as of 30th September 2025. * Credit to Deposit Ratio improved to 75.47% as on 30.09.2025. * Net Interest Income (NII) for the quarter ended 30.09.2025 stood at ₹2,533 crore. * The bank was awarded Runner-up for Best Performance on Growth at the 3rd Emerging Asia Banking Awards 2025.
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