UCO Bank Q1 FY26 Net Profit at ₹65.63 Crore, Declines 17.9%
UCO Bank reported a net profit of ₹65.63 crore for the quarter ended June 30, 2026, a 17.9% decrease from the previous year. Interest income was ₹6,99,600 lakh, and expenses were ₹5,47,270 lakh. The Capital Adequacy Ratio was 19.03%. The Board approved the results on July 22, 2026.
The decline in net profit and other financial metrics will have a moderate impact on investor sentiment and the bank's valuation. However, the Capital Adequacy Ratio remains strong.
The net profit for the quarter declined by 17.9% compared to the same period last year, indicating a negative financial performance.
UCO Bank announced its unaudited financial results for the quarter ended June 30, 2026. The bank's net profit for the quarter stood at ₹65.63 crore, a decrease of 17.9% compared to ₹80.11 crore in the same quarter last year.
Interest income for the quarter was ₹6,99,600 lakh, while interest expenses were ₹4,14,700 lakh. Other income amounted to ₹1,58,524 lakh. The bank reported total income of ₹4,64,224 lakh and total expenditure of ₹5,47,270 lakh (excluding provisions and contingencies).
Provisions and contingencies for the quarter were ₹23,441 lakh, including ₹25,411 lakh for Non-Performing Assets. Profit before tax was ₹2,57,493 lakh, and after a provision for taxes of ₹1,91,860 lakh, the net profit attributable to shareholders was ₹65,632 lakh.
The bank's Capital Adequacy Ratio (CRAR) stood at 19.03% as of June 30, 2026. Basic and diluted Earnings Per Share (EPS) before extraordinary items was ₹0.52 for the quarter.
The results were reviewed by the Board of Directors on July 22, 2026. The statutory central auditors issued a Limited Review Report with an unmodified opinion on the unaudited financial results.
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