UCO Bank Q3 FY26 Net Profit Jumps 15.65% to ₹739 Crore on Strong Business Growth
UCO Bank reported a Q3 FY26 net profit of ₹739 Crore, up 15.65% YoY. Total business grew 13.25% to ₹5,53,680 Crore. Gross advances rose 16.74% to ₹2,43,594 Crore, and deposits increased 10.64% to ₹3,10,086 Crore. Gross NPA improved to 2.41% and Net NPA to 0.36%.
The announcement details significant financial performance improvements and growth across key banking metrics, which are material for investors and stakeholders.
The bank reported strong year-on-year growth in net profit, operating profit, total business, advances, and deposits. Asset quality also improved with reductions in both Gross and Net NPAs.
UCO Bank has announced its unaudited financial results for the third quarter and nine months ended December 31, 2025. The bank reported a net profit of ₹739 Crore for the quarter, marking a significant 15.65% year-on-year increase from ₹639 Crore in the same period last year. Operating profit for the quarter rose by 5.93% to ₹1,680 Crore from ₹1,586 Crore.
Total business of the bank grew by 13.25% year-on-year to ₹5,53,680 Crore as of December 31, 2025. Gross advances increased by 16.74% to ₹2,43,594 Crore, while total deposits grew by 10.64% to ₹3,10,086 Crore. The CASA ratio improved by 44 basis points to 38.41%, with total CASA standing at ₹112,083 Crore.
The bank also saw a substantial increase in advances to the Retail, Agriculture & MSME (RAM) sectors, which grew by 25.86% year-on-year to ₹1,43,919 Crore. Retail advances saw a 28.18% growth, Agriculture advances grew by 24.69%, and MSME advances increased by 23.56%.
Asset quality showed improvement, with Gross NPA reducing by 50 basis points year-on-year to 2.41% and Net NPA reducing by 27 basis points year-on-year to 0.36% as of December 31, 2025. The Capital Adequacy Ratio (CRAR) stood at 17.43%.
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See the model portfoliosA plain-language summary of a public exchange filing by UCO Bank. Read the original for the full detail.