UCO Bank Revises Benchmark Rates Effective April 10, 2026
UCO Bank has revised its benchmark interest rates effective April 10, 2026. MCLR rates remain unchanged. However, TBLR (3 month) increases to 5.35%, UCO G-Sec Rate (1 year) to 5.72%, and 10-year G-Sec Rate to 7.24%. Other benchmark rates remain unchanged.
Interest rate revisions are standard operational adjustments for banks. While they can influence lending and borrowing costs, the changes announced are marginal and affect specific benchmark rates, thus having a low immediate impact on the overall financial health or stock performance of UCO Bank.
The announcement details revisions to benchmark interest rates, with some rates increasing and others remaining unchanged. This is a routine operational update with no significant positive or negative implications for the bank's immediate financial performance.
UCO Bank has announced revisions to its benchmark interest rates, effective from April 10, 2026. The Bank's Asset Liability Management Committee (ALCO) reviewed these rates and decided on the following changes.
The Marginal Cost of Funds Based Lending Rate (MCLR) for Overnight, One Month, Three Month, Six Month, and One Year tenors will remain unchanged at 7.90%, 8.15%, 8.40%, 8.65%, and 8.75% respectively.
However, several other benchmark rates have been revised. The Treasury Bill Linked Rate (TBLR) for a 3-month tenor will increase from 5.30% to 5.35%. The UCO G-Sec Rate for a 1-year tenor will be revised from 5.58% to 5.72%. The 10-year G-Sec Rate (YTM % p.a.) will see a significant increase from 6.83% to 7.24%.
Rates for TBLR (6 month and 12 month), Repo Linked Rate (UCO Float and UCO Prime), Base Rate, and BPLR will remain unchanged at 5.50%, 5.60%, 8.05%, 5.25%, 9.60%, and 14.25% respectively. The revised TBLR Linked Rates (3 month) and G-Sec Linked rates are effective from 10.04.2026.
What to do with a filing like this
UCO Bank filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by UCO Bank. Read the original for the full detail.