UCO Bank Revises Benchmark Rates Effective Feb 11, 2026
UCO Bank has revised its benchmark rates effective February 11, 2026. While MCLR rates remain unchanged, TBLR rates for 3, 6, and 12 months have been increased. The 1-year UCO G-Sec Rate and 10-year G-Sec Rate YTM have also been revised upwards.
The changes in benchmark rates are minor and affect various lending products. These are standard adjustments by banks and are unlikely to have a substantial impact on the bank's overall profitability or market position.
The announcement details revisions in benchmark lending rates. While some rates have increased, others have remained unchanged. This is a routine update and does not significantly alter the bank's financial outlook.
UCO Bank's Asset Liability Management Committee (ALCO) has reviewed and decided to revise certain benchmark rates for the bank.
The Marginal Cost of Funds Based Lending Rate (MCLR) tenor rates, including Overnight, One Month, Three Month, Six Month, and One Year, will remain unchanged at 7.90%, 8.15%, 8.40%, 8.65%, and 8.75% respectively.
However, other benchmark rates have been revised. The Treasury Bill Linked Rate (TBLR) for a 3-month tenor will increase from 5.30% to 5.35%. The 6-month TBLR will move from 5.50% to 5.55%, and the 12-month TBLR will be revised from 5.50% to 5.60%.
The UCO G-Sec Rate for a 1-year tenor will increase from 5.59% to 5.79%. The 10-year G-Sec Rate YTM % p.a. (Annualized) Par yield will be revised from 6.78% to 6.89%.
The revised TBLR Linked Rates and G-Sec Linked rates are effective from February 11, 2026. Other benchmark rates, including MCLR, Repo Linked Rate, Base Rate, and BPLR rate, remain unchanged.
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UCO Bank filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.
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See the model portfoliosA plain-language summary of a public exchange filing by UCO Bank. Read the original for the full detail.