UCO Bank Revises Benchmark Rates Effective September 7, 2026
UCO Bank has revised its benchmark interest rates effective September 7, 2026. While MCLR rates remain unchanged, TBLR for 6 and 12 months have been revised to 5.55% and 5.70% respectively. The 1-year UCO G-Sec Rate is now 5.88%, and the 10-year G-Sec Rate YTM is 7.09%.
The changes in benchmark rates are minor adjustments and are unlikely to have a significant impact on the bank's overall financial performance or stock price in the short term.
The announcement details revisions in benchmark interest rates, with some rates increasing and others remaining unchanged. This is a routine operational update for a bank.
UCO Bank's Asset Liability Management Committee (ALCO) has reviewed and decided to revise certain benchmark rates for the bank.
The Marginal Cost of Funds Based Lending Rates (MCLR) will remain unchanged across all tenors: Overnight at 7.90%, One Month at 8.20%, Three Month at 8.45%, Six Month at 8.70%, and One Year at 8.80%.
However, revisions have been made to other benchmark rates. The Treasury Bill Linked Rate (TBLR) for 6 months has increased from 5.50% to 5.55%, and for 12 months, it has increased from 5.65% to 5.70%. The UCO G-Sec Rate (1-year) has been revised from 5.80% to 5.88%. The 10-year G-Sec Rate YTM % p.a. (Annualized) Par yield has increased from 6.96% to 7.09%.
The revised TBLR linked rates (6 & 12 month) and G-Sec linked rates are effective from September 7, 2026. Other benchmark rates, including TBLR (3 month) at 5.25%, Repo Linked Rate – UCO Float at 8.05%, Repo Linked Rate – UCO Prime at 5.25%, Base Rate at 9.60%, and BPLR at 14.25%, remain unchanged.
What to do with a filing like this
UCO Bank filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.
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See the model portfoliosA plain-language summary of a public exchange filing by UCO Bank. Read the original for the full detail.