UCO Bank Revises Benchmark Rates, Including MCLR and TBLR, Effective October 10, 2025
UCO Bank's ALCO revised benchmark rates, including MCLR, TBLR, and G-Sec rates, effective October 10, 2025. Some MCLR rates decreased, while TBLR rates increased.
Revisions in benchmark rates directly influence the bank's lending and borrowing costs, affecting its net interest margin and overall financial performance. While the changes are incremental, they have a direct operational impact.
The announcement shows a mixed revision of benchmark rates; some MCLR and G-Sec rates decreased, while TBLR rates increased, indicating no clear positive or negative directional change for the bank's overall profitability or lending/borrowing environment.
UCO Bank's Asset Liability Management Committee (ALCO) has reviewed and revised its benchmark rates, effective October 10, 2025. * Overnight MCLR decreased from 8.05% to 8.00%. * One-month MCLR decreased from 8.30% to 8.25%. * Three-month MCLR remained at 8.45%. * Six-month MCLR remained at 8.70%. * One-year MCLR decreased from 8.90% to 8.85%. * Three-month TBLR increased from 5.45% to 5.50%. * Six-month TBLR increased from 5.50% to 5.60%. * Twelve-month TBLR increased from 5.55% to 5.60%. * UCO G-Sec Rate (1 year) decreased from 5.67% to 5.64%. * 10-year G-Sec Rate (YTM % p.a. Annualized) decreased from 6.78% to 6.72%. * Repo Linked Rates (UCO Float and UCO Prime), Base Rate, and BPLR remain unchanged.
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UCO Bank filed this with the NSE as a statutory disclosure, categorised under interest rates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by UCO Bank. Read the original for the full detail.