UCO Bank Revises Benchmark Rates: TBLR and G-Sec Linked Rates Adjusted Effective August 7, 2026
UCO Bank's ALCO has revised benchmark rates effective August 7, 2026. MCLR rates remain unchanged. TBLR (3-month) reduced to 5.25% and TBLR (12-month) to 5.65%. UCO G-Sec Rate (1-year) increased to 5.80%. Other rates like Repo Linked Rate, Base Rate, and BPLR are unchanged.
The revisions in benchmark rates are standard practice for banks and are typically minor adjustments. These changes are unlikely to have a substantial impact on the bank's profitability or market position in the short term.
The announcement details routine adjustments to benchmark lending rates. While some rates decreased and others increased, there is no significant positive or negative development indicated for the bank's overall financial performance.
UCO Bank has announced revisions to its benchmark interest rates following a review by the Asset Liability Management Committee (ALCO). The bank has decided to adjust several rates, with changes effective from August 7, 2026.
Specifically, the Marginal Cost of Funds based Lending Rate (MCLR) remains unchanged across all tenors, including Overnight (7.90%), One Month (8.20%), Three Month (8.45%), Six Month (8.70%), and One Year (8.80%).
However, other benchmark rates have seen revisions. The Treasury Bill Linked Rate (TBLR) for a 3-month tenor has been reduced from 5.30% to 5.25%, while the 12-month TBLR has been decreased from 5.80% to 5.65%. The 6-month TBLR remains unchanged at 5.50%. The UCO G-Sec Rate for a 1-year tenor has been increased from 5.57% to 5.80%. The 10-year G-Sec Rate Par Yield has been adjusted from 6.85% to 6.96%.
The Repo Linked Rate (UCO Float) and Repo Linked Rate (UCO Prime) remain unchanged at 8.05% and 5.25% respectively. Similarly, the Base Rate and BPLR are also unchanged at 9.60% and 14.25% respectively. The revised TBLR linked rates (3 & 12 month) and G-Sec linked rates are effective from 07.08.2026.
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UCO Bank filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.
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See the model portfoliosA plain-language summary of a public exchange filing by UCO Bank. Read the original for the full detail.