Utkarsh SFB publishes audited financial results for Q4FY26
Utkarsh Small Finance Bank Limited announced its audited financial results for Q4FY26 on May 11, 2026. The bank reported a total income of ₹95,207.02 crore and a net loss after tax of ₹18,801.56 crore for the year ended March 31, 2026. Key metrics include a Net Interest Margin of 3.29% and CRAR of 17.71%.
The announcement provides audited financial results, which are important for investors. However, the results show a net loss, which could negatively impact investor sentiment and the bank's stock price.
The bank reported a significant net loss for the financial year ended March 31, 2026, which indicates a negative financial performance.
Utkarsh Small Finance Bank Limited has published its audited financial results for the quarter and financial year ended March 31, 2026. The results were reviewed by the Audit Committee and approved by the Board of Directors on May 09, 2026. The bank's financial results have been audited by Joint Statutory Auditors who have issued an unmodified conclusion. The full format of the financial results is available on the websites of the stock exchanges (NSE and BSE) and the bank's website (www.utkarsh.bank.in).
The bank reported a total income from operations of ₹95,207.02 crore for the year ended March 31, 2026. The net loss for the year after tax was ₹18,801.56 crore. The bank's Net Interest Margin stood at 3.29%, and its Capital Adequacy Ratio (CRAR) was 17.71%. Gross NPA was 7.71% and Net NPA was 3.29% as of March 31, 2026. The bank's Return on Assets was -0.67% for the year. Long-term credit ratings were ICRA A (Negative) and CARE A (Negative).
Key figures released include Paid-up Equity Share Capital of ₹1,77,952.37 lakh, Reserves (Excluding Revaluation Reserve) of ₹82,083.40 lakh, Securities Premium Account of ₹2,24,718.04 lakh, leading to a Net Worth of ₹2,82,943.91 lakh. Debt Capital/Outstanding Debt was ₹0 lakh. The Debt Equity Ratio was 1.02. Basic EPS was ₹(1.06) and Diluted EPS was ₹(1.06) for the year. Total Debt to Total Assets ratio was 9.80%.
What to do with a filing like this
Utkarsh Small Finance Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Utkarsh Small Finance Bank Limited. Read the original for the full detail.